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Check List

List of Documents to be submitted along with the Loan Application Form.

A) KYC documents for Applicant, Co-Applicant & Guarantors

  • PAN card
  • Identification proof (one of the following)
    • Government Identity card
    • Passport
    • Election card
    • Driving license
  • Residence address proof (one of the following)
    • Telephone bill (BSNL)
    • Electric bill
    • Ration card
  • Passport size photos (2 copies)
  • Bank statement for 1 year
  • Latest Salary Certificate / Income Certificate.
  • Income tax Assessment order for last three years

B) Property Documents

  • Sales Deed / Agreement to sale (Vikripatra / Kararnama)
  • Aakhiv Patrika from city survey (Malmatta patrak)
  • Latest Corporation Tax receipt (Malmatta kar)
  • Building permit (Bandhkam parvangi)
  • Sanctioned map (Manjoor Nakasha)
  • Title verification report (Search report)
  • Valuation report (for ready possession) or Estimate report (for under construction)
  • NOC (from society /from NIT for loan & mortgage) (Na harkat pramanpatra)
  • Mutation (Nav darz karne) ( either in City survey NMC/NIT/Nazul)
  • Record of Rights from Municipal Corporation (Namantaran ittala)
  • Collaterals in the form of
    • FD
    • Listed ‘A’ Shares
    • PPF
    • Life Insurance policies
    • Immovable property (papers of House, plots, shop)
  • Affidavit regarding Non Encumbrance

C) Special Requirements for Flats

  • Agreement for Sale duly registered / Sales deed
  • Allotment letter of Builder/ Society
  • Builder / Society NOC
  • Copy of the Building Plan with applicants flat duly marked & numbered.

D) Special Requirement for Employed applicants

  • Verification of Employment form with only Part I Filled in
  • A letter from your employer agreeing to deduct EMI for loan repayment from your salary / ECS clearing

E) Special Requirement For Self Employed applicants / Co Applicant / Guarantors

  • MOA / AOA / Partnership deed / Proprietor / Registration certificate giving information on the nature of your business/profession, form of organization, clients, suppliers, etc.
  • Last 3 years Balance sheets & Profit loss Accounts.

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